I pissed mine away on chicks that don't like me hahahaha
I forgot/skipped my wifes birthday one yr. she was pissed! I tried to make up for it with a REALLY nice valentines day gift... she returned it. Since then I just dont buy anything ever.
I'm just about in the same boat. Were just about to have $20K worth of work done to the house; sealing it up tight, more insulation in the attic, new furnace, AC, and water heater.
Jim.
We did something similar 2 years ago, cant remember the name of the company, but they promised all these savings in the long run. Yeah they completely screwed us! Hell of a sales guy, horrible installation guy. They had us talked into the tankless hot water system, but they couldnt find a way to vent it so we saved from that mistake. Turns out after looking into it some more that a tankless hot water system would NOT have been a good choice for us.
They also replaced the bathroom vent/heater for a high effiency fan. Well not we have a vent that cant clear the room, no heat and big effing hole in the ceiling that was never patched when they did the work.
Example of the land thing: 3 of us went in on some land 5 years ago or so. 88 acres, $1100 a year lease in Italy Valley. Only rules were we couldnt cut down trees that were considered hardwood, and we couldnt build permanent structures. Was way better for riding than the intended hunting purpose. That is $44 a year 25 ways. Opportunities like this are everywhere